LAYAWAY POLICY

Horse Saddle Deals requires half down to begin a layaway plan & the balance must be paid within 60 days.
If the layaway is canceled for any reason, Horse Saddle Deals will charge a non-refundable restocking fee of 25% of the total purchase price.
Any remaining balance owed will be issued as store credit.
If for any reason the balance is not paid in full within the 60-day time frame, Horse Saddle Deals can extend the layaway plan for an additional 30 days.
Each 30-day extension will be charged a $50.00 extension fee.